RATE AND REVIEW NETWORK TERMS AND CONDITIONS

INTRODUCTION

RATE AND REVIEW NETWORK is a social Membership network that provides rating and reviewing for products and services. It is important to understand that your success and the success of your fellow Members and Customers is dependent upon your collective integrity. To clearly define the relationship that exists between Members or Customers and RATE AND REVIEW NETWORK, and to set clear standards for acceptable business conduct, RATE AND REVIEW NETWORK has established these Policies and Procedures.

RATE AND REVIEW NETWORK Members and Customers are required to comply with all the terms and conditions set forth in these Policies and Procedures. RATE AND REVIEW NETWORK may amend these Policies and Procedures at its sole discretion from time to time. Because you may be unfamiliar with many of these standards of practice, it is very important that you read and abide by these Policies and Procedures. Please review the information in this manual carefully. If you have any questions regarding any policy or rule, do not hesitate to seek an answer from RATE AND REVIEW NETWORK. The most current version of these Policies and Procedures can be found on the company’s official website.

PART I: MEMBER AND CUSTOMER TERMS

RATE AND REVIEW NETWORK Member and Customer Agreement

Section 1: Acceptance of the Agreement

1.1 The term “Agreement” as used herein collectively refers to the RATE AND REVIEW NETWORK Member Application and Agreement and Customer Application and Agreement, these RATE AND REVIEW NETWORK Policies and Procedures, the RATE AND REVIEW NETWORK Compensation Plan, the RATE AND REVIEW NETWORK Terms of Use, and the RATE AND REVIEW NETWORK Business Application (if applicable).

1.2 By enrolling as a RATE AND REVIEW NETWORK Member or Customer you agree to be bound by the terms of the Agreement.

Section 2: Software Purchases and App, Software, Portal and Website Updates

2.1 The Member or Customer will need to enroll and then update and maintain their RATE AND REVIEW NETWORK dashboard and back-office access (“software”) to current versions to be compliant and to be able to participate in RATE AND REVIEW NETWORK programs.

Section 3: IRS W9 Information

3.1 The Tax ID number provided to RATE AND REVIEW NETWORK must match the name as shown on your income tax return to avoid backup withholding. For individuals that are United States citizens, or legal permanent or temporary residents, this is your social security number. If correct, acknowledge by checking the box below, which will serve as your electronic signature.

Section 4: Amendment

4.1 Because federal, state, territorial, and local laws, as well as the business environment, periodically change, RATE AND REVIEW NETWORK reserves the right to amend the Agreement and its prices at its sole and absolute discretion.

4.2 By signing the Member Application and Agreement, a Member or Customer agrees to abide by all amendments or modifications that RATE AND REVIEW NETWORK elects to make. Amendments shall be effective upon publication on the official RATE AND REVIEW NETWORK website. RATE AND REVIEW NETWORK, at its option, may also provide or make available to all Members and Customers a complete copy of the amended provisions by one or more of the following methods: (a) posting on RATE AND REVIEW NETWORK’s official Member or Customer web site; (b) electronic mail (e-mail); (c) inclusion in Company periodicals; (d) inclusion in product orders; or (e) special mailings. Member’s or Customer’s acceptance of bonuses or commissions constitutes acceptance of any and all amendments.

Section 5: Member and Customer Consent

5.1 A Member or Customer hereby consents to RATE AND REVIEW NETWORK’s use of the Member’s or Customer image including, but not limited to: the Member’s or Customer’s name, professional name(s), photographs, testimonials, likeness, title, positions, voice(s), biography, and any film footage, video tapes, audio tapes, recordings, articles, and interviews of the Member or Customer, in any form and medium whatsoever, when created in connection with any RATE AND REVIEW NETWORK product or opportunity, any events, promotions, and/or conventions to advertise, promote, and publicize RATE AND REVIEW NETWORK product or the RATE AND REVIEW NETWORK Business Opportunity.

5.2 A Member or Customer may withdraw this consent by notifying RATE AND REVIEW NETWORK in writing and providing at least thirty (30) days advance notice before such withdrawal takes effect.

Section 6: Communication

6.1 By signing and submitting this agreement, a Member or Customer agrees that RATE AND REVIEW NETWORK or any party acting on its behalf may contact the Member or Customer by the provided telephone number or e-mail address concerning his or her RATE AND REVIEW NETWORK account and Member or Customer status during the term of this Agreement.

6.2 Members and Customers also acknowledge that they agree to accept electronic copies (emails, scans, reprints, or other formats) as being the same as the original documents, and that documents, requests, and authorizations submitted electronically on behalf of the Member or Customer are explicitly deemed to have the same force in law as their manual signature.

Section 7: Independent Contractor Status

7.1 Members are Independent contractors and are not purchasers of a franchise or business opportunity. The agreement between RATE AND REVIEW NETWORK and its Members and Customers does not create an employer/employee relationship, agency, partnership, or joint venture between RATE AND REVIEW NETWORK and the Member.

7.2 Member shall not be treated as an employee for his or her services for Federal or local tax purposes. All Members and Customers are responsible for paying local, state (provincial), and Federal taxes due from all compensation earned as a Member or Customer of RATE AND REVIEW NETWORK.

7.3 The Member has no authority (expressed or implied), to bind RATE AND REVIEW NETWORK to any obligation. Each Member shall establish his or her own goals, hours, and methods of sale, so long as he or she complies with the terms of the Member Agreement, these Policies and Procedures, and applicable law.

Section 8: Client Confidentiality

8.1 RATE AND REVIEW NETWORK relationships with its clients are confidential. A Member or Customer shall not contact or communicate, directly or indirectly, in any way with any RATE AND REVIEW NETWORK client except at specific RATE AND REVIEW NETWORK events the client may attend at the request of RATE AND REVIEW NETWORK.

Section 9: Non-Circumvention

9.1 A Member or Customer warrants that by entering into this Agreement, the Member or Customer does not violate any other agreements the Member or Customer has entered into with a third party, and further, that the Member or Customer has not entered into any agreement or contract that may invoke a non-competition restriction by any employer or other person or company that will restrict or prevent the Member or Customer from performing the Member’s or Customer’s duties hereunder, and that the Member or Customer has no existing contractual or fiduciary duties that would prevent the Member or Customer from receiving the benefits of, and performing the duties of, this Agreement.

9.2 Members and Customers agree to indemnify RATE AND REVIEW NETWORK and RATE AND REVIEW NETWORK’s directors, officers, employees, and agents, and hold them harmless for any and all liability including judgments, civil penalties, refunds, attorney fees, court costs, or lost business incurred by RATE AND REVIEW NETWORK as a result of claims or legal action brought against Member or Customer by any former employer or other person or company alleging breach of agreement or other violation of any non-competition agreement.

9.3 This provision will survive the termination of this Agreement.

Section 10: Delays

10.1 RATE AND REVIEW NETWORK shall not be responsible for delays or failures in performance of its obligations when performance is made commercially impracticable due to circumstances beyond its reasonable control. This includes, without limitation, strikes, labor difficulties, riot, war, fire, death, lack of content for review, curtailment of supply, or government decrees or orders.

Section 11: Limitation of Liability

11.1 Regardless of the form of claim, whether in tort, agreement, or other, RATE AND REVIEW NETWORK and its officers, employees, and agents shall not be liable for any consequential, incidental, special, or punitive damages, including lost profits, for any claims made by a Member or Customer related to the Agreement. No legal action may be brought by either party to the Agreement more than one (1) year after the event giving rise to the cause of action that has occurred.

 Section 12: Waiver

12.1 No failure of RATE AND REVIEW NETWORK to exercise any right or power under the Agreement or to insist upon strict compliance by a Member or Customer with any obligation or provision of the Agreement, and no custom or practice of the parties at variance with the terms of the Agreement, shall constitute a waiver of RATE AND REVIEW NETWORK’s right to demand exact compliance with the Agreement.

12.2 Waiver by RATE AND REVIEW NETWORK can be effectuated only in writing by an authorized officer of RATE AND REVIEW NETWORK.

12.3 RATE AND REVIEW NETWORK’s waiver of any particular breach by a Member or Customer shall not affect or impair RATE AND REVIEW NETWORK rights with respect to any subsequent breach, nor shall it affect in any way the rights or obligations of any other Members or Customers. Nor shall any delay or omission by RATE AND REVIEW NETWORK to exercise any right arising from a breach affect or impair RATE AND REVIEW NETWORK rights as to that or any subsequent breach.

12.4 The existence of any claim or cause of action of a Member or Customer against RATE AND REVIEW NETWORK shall not constitute a defense to RATE AND REVIEW NETWORK’s enforcement of any term or provision of the Agreement.

Section 13: Severability

13.1 If any provision of the Agreement, in its current form or as may be amended, is found to be invalid, or unenforceable for any reason, only the invalid portion(s) of the provision shall be severed and the remaining terms and provisions shall remain in full force and effect and shall be construed as if such invalid or unenforceable provision never comprised a part of the Agreement.

Section 14: Maintaining your RATE AND REVIEW NETWORK Member or Customer status 14.1 As a Member or Customer, it is your duty to keep the information contained in your Member Agreement or Customer or Business Entity Form current and accurate. You must immediately inform RATE AND REVIEW NETWORK of any changes affecting the accuracy of information contained in these documents. RATE AND REVIEW NETWORK may terminate a Member or Customer Account or declare a Member Agreement or Customer Agreement void from its inception if RATE AND REVIEW NETWORK determines you provided false or inaccurate information. If you fail to update your Member Agreement or Customer Agreement or Business Entity Form, RATE AND REVIEW NETWORK may suspend your account or take other disciplinary action, including termination.

14.2 You must submit a new Member Agreement or Customer Agreement or Business Entity Form with “Amended” written across the top to change your Member or Customer Account information. Any amended Member Agreement or Customer Agreement must be signed by you. A Business Entity’s amended Member Agreement or Customer Agreement must be signed by the Primary Participant of the Business Entity. An amended Business Entity Form must be signed by all Participants of the Business Entity. RATE AND REVIEW NETWORK may charge a fee for processing changes to the Member Agreement or Customer Agreement and Business Entity Form. RATE AND REVIEW NETWORK may refuse to accept any amendments.

PART II: RATE AND REVIEW NETWORK TERMS OF USE

PLEASE READ THESE TERMS (“TERMS”) CAREFULLY BEFORE USING THIS WEB SITE. USING THE RATE AND REVIEW NETWORK WEB SITE INDICATES THAT YOU ACCEPT THESE TERMS. IF YOU DO NOT ACCEPT THESE TERMS, DO NOT USE THE RATE AND REVIEW NETWORK WEB SITE.

Section 1: Site Use

1.1 Unless otherwise specified, the web sites and mobile applications (“Web Sites”) maintained by RATE AND REVIEW NETWORK and its Members or Customer and subsidiaries are for your personal use and are for informational purposes only. You may not modify, copy, distribute, transmit, display, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from RATE AND REVIEW NETWORK Web Sites without express written permission from RATE AND REVIEW NETWORK.

1.2 RATE AND REVIEW NETWORK authorizes you to view and download the materials on this Web Sites for your personal, non-commercial use, provided that you retain all copyright and other proprietary notices contained in the original materials or any copies of the materials (“Materials”). You may not modify the Materials on the Web Sites in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose without permission. For purposes of these Terms, any use of these Materials on any other website or networked computer environment for any purpose is prohibited. The materials on the Web Sites are copyrighted and any unauthorized use of any materials on the Web Sites may violate copyright, trademark, and other laws.

1.3 If you breach any of these Terms, your authorization to use the Web Sites automatically terminates and you must immediately destroy any downloaded or printed materials.

Section 2: Third Party Links

2.1 RATE AND REVIEW NETWORK may from time to time provide on its Website links to other websites. Those websites are not controlled by RATE AND REVIEW NETWORK and we are not responsible for any content contained on any such website. While we try to link only to sites that share our high standards and respect for privacy, RATE AND REVIEW NETWORK is not responsible for the privacy practices employed, or not employed, by other websites.

2.2 We recommend that you review the privacy and security policies of each website you visit. If you have comments or questions about our privacy policy, please contact compliance team.